Lending Discrimination
LOAN OFFICERS
Psalms 72:4
He shall judge the poor of the people, he shall save the children of the needy, and shall break in pieces the oppressor.
What is lending discrimination?
In Mortgage Lending:
It is illegal discrimination to take any of the following actions
based on race, color, religion, sex, disability, familial status, or national origin:
Refuse to make a mortgage loan or provide other financial assistance for a dwelling
Refuse to provide information regarding loans
Impose different terms or conditions on a loan, such as different interest rates, points, or fees
Discriminate in appraising a dwelling
Condition the availability of a loan on a person’s response to harassment
Refuse to purchase a loan
Source-HUD
Princess Ada Israel's credit report, income or debt did not change in the 23 days of searching for a loan.
FYI EVERY .25 INCREMENT OF INTEREST , ARE THOUSANDS OF DOLLARS ADDED TO THE LOAN.
Cliff Bostrom Division Manager, East Coast Capitol
5018 Pine Creek Drive Suite A Westerville, Ohio 43082
High Interest rate compared to the credit report/score and debt to income.
. Customer service issues. January 1,2020
Norma Henshaw ,Armed Forces Bank
10000 College Blvd, Suite 140 Overland Park, KS 66210
Princess had a checking account in good standing for many years with this bank.
Denied claiming she could not pull a credit report.
Customer service issues. January 9,2020
Adam Rose Vice President Ohio Western Mortgage
733 Fair Rd. Sidney, Ohio 45365
Higher Interest rate than the first compared to the credit report/score and debt to income.
Customer service issues . January 10,2020
Jeremy Tailford Nations Lending
Garret Silva Business Development Manager
4 Summit Park Drive, Suite 200, Independence, Ohio, 44131
Highest interest rate than the second lender compared to credit report./score and de
Customer service issues . January 20,2020
Christina Newhouse
American VA Loans
20422 Beach Blvd. Suite 105 Huntington Beach, CA, 92648
Best interest rate overall dropped lower than the first Lender.
Customer service issues.
Email were sent to Brandon after the loan closed he never responded. January 23,2020
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